Quanto Rende a Poupança Hoje em Janeiro de 2023

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Estar atualizado sobre o rendimento da poupança hoje é importante para você tomar decisões inteligentes sobre investimentos.

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>>>

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Poupança

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Poupança

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Poupança

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Poupança

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Mesmo na poupança com um rendimento de 9,22% ao ano, é importante comparar as alternativas de rentabilidade. Conheça outros tipos de investimentos isentos de Imposto de Renda.

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Quanto Rende a Poupança Hoje em Janeiro de 2023

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Estar atualizado sobre o rendimento da poupança hoje é importante para você tomar decisões inteligentes sobre investimentos.

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A taxa básica de juros (Taxa Selic) iniciou o ano de 2023 no patamar de 13,75% ao ano. Veja a atualização do cálculo de rendimento da poupança em janeiro de 2023.

Poupança

Rendimentos da

Duas regras do cálculo de quanto rende a poupança:

Rende = 0,5% ao mês + Taxa Referancial (TR)

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Selic acima de 8,5%:

Selic abaixo de 8,5% a.a.:

Rende = 70% da taxa Selic + Taxa Referancial (TR)

Poupança

Rendimentos da

Com a taxa Selic a 13,75% a.a., enquanto a TR é de 0,2382%, então o retorno da poupança atualmente é de:

Rendimento ao mês 0,5 + 0,2382 = 0,7382% ao mês

>>>

Poupança

Aplicação na

Então, se você investisse hoje R$ 300 mil na poupança, seu dinheiro renderia:

Rendimento no 1º mês: R$ 2.214 Quanto rende em 1 ano: R$ 27,68 mil

300.000 x 0,7382 ao mês

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Poupança

Os R$ 300 mil na poupança, com a Selic acima de 8,5% por 5 anos e TR atual, renderiam:

Juros totais: R$ 166,4 mil Valor final: R$ 466,4 mil

Quanto Rende a Poupança 5 anos?

Aplicação na

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Mesmo na poupança com um rendimento de 9,22% ao ano, é importante comparar as alternativas de rentabilidade. Conheça outros tipos de investimentos isentos de Imposto de Renda.

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Você sabia que é possível parar de perder dinheiro ao investir e pelo menos acompanhar a inflação? Assista ao vídeo neste link e saiba como obter esse resultado o mais rápido possível.

Onde Investir?

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